Option C Insurance

Cover for Existing Structure, Contract Works and Non-Negligence Liability, ensuring contractual compliance for your building project’s insurance needs.

Our Option C insurance cover is comprehensive and compliant with the required JCT terms, so you can cover all your contractual requirements with a bespoke policy.

This is where the employer takes out a joint names ‘all risks’ insurance for both the contract works and existing structures, in joint names, with the contractor.  What’s more, we can add Terrorism cover and non-negligence JCT 6.5.1  insurance (previously 21.2.1), which provides additional cover against liability for loss or damage to adjacent or surrounding property. With such extensive covers available from a range of different market leading insurers, your interests are always protected.


At Bickley Insurance we understand the requirement for competitive pricing without compromising on the delivery of a first-class service.


As part of JMG Group, we have access to all major insurers, still focussing on a personal service, with the backing of one of the UK’s largest insurance intermediaries.


We can arrange cover for your insurance needs, with access to an extensive panel of market leading insurers, both in the company market and at Lloyds.


Cover for Existing Structure

Cover for Contract Works

Cover for Non-Negligence Liability


Customers love us

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My houses and cars have been insured with Bickley for many years now. I have always been dealt with promptly and efficiently. Ellie has been my main contact and she is always friendly and helpful.

Petina G

Bickley Insurance have assisted me with my insurance requirements for a number of years now and I have always found them to provide an excellent level of service. They are responsive, attentive, honest and competitive.

James H

We have used Bickley Insurance for a number of years and they cover all our insurance requirements. It is so good to have an insurer who knows you and speaks to you directly. We wouldn’t go anywhere else!

Sally F

I have been using Bickley Insurance for around 30 years covering Commercial, Private car and Travel Insurance knowing that their process of securing the most competitive rates and meeting customer`s individual needs is a priority. Fortunately, I have not had to make many claims but as and when I have required help or advice, their team have been very efficient in dealing with my queries in keeping with Bickley`s excellent customer service policy.

Bernard C

Our insurance plans are flexible, affordable and come with great rewards.

Why Choose Us

We pride ourselves on the quality of our services:

Exceptional service, expert advice

Independent, impartial service

Brokerage tailored to you

Competitive pricing, wide-ranging cover

Here when you need us most