Option C Insurance

Cover for Existing Structure, Contract Works and Non-Negligence Liability, ensuring contractual compliance for your building project’s insurance needs.

Our Option C insurance cover is comprehensive and compliant with the required JCT terms, so you can cover all your contractual requirements with a bespoke policy.

This is where the employer takes out a joint names ‘all risks’ insurance for both the contract works and existing structures, in joint names, with the contractor.  What’s more, we can add Terrorism cover and non-negligence JCT 6.5.1  insurance (previously 21.2.1), which provides additional cover against liability for loss or damage to adjacent or surrounding property. With such extensive covers available from a range of different market leading insurers, your interests are always protected.


At Bickley Insurance we understand the requirement for competitive pricing without compromising on the delivery of a first-class service.


As part of JMG Group, we have access to all major insurers, still focussing on a personal service, with the backing of one of the UK’s largest insurance intermediaries.


We can arrange cover for your insurance needs, with access to an extensive panel of market leading insurers, both in the company market and at Lloyds.


Cover for Existing Structure

Cover for Contract Works

Cover for Non-Negligence Liability


Customers love us

Meet the people we cover

Contact Us

My company and indeed my whole family have dealt with Bickley Insurance Services for many years now and have always found the them most efficient and particularly help in all types of insurance, and I would always recommend to my work colleagues and friends.

Brian H

We have used Bickley Insurance Services for all our insurance (household, car and business) for over 10 years. They have always provided excellent service and spend a lot of time reviewing the policy on an annual basis to ensure that we are getting the most competitive premiums. We have had a few issues with insurance companies when claiming on car insurance but on these occasions we have spoken to Bickley and they have contacted the insurer directly and resolved the issues we have had. They are a very professional organisation with friendly and extremely helpful staff. We would highly recommend them.

Nicola , West Kent Cardiology

We were referred onto Bickley’s Insurance from one of our direct clients several years ago. Ever since engaging Bickley’s Insurance, their team has been extremely helpful with a variety of matters. Any issues raised, their team has handled this very efficiently.

Wallace, Colin Bibra

Michael & team insure both my commercial and residential assets. They are Professional, respond promptly, and do a fantastic job finding me the right coverage and insurance company at a very competitive price every time my insurance renews. Very happy with them as my insurance brokers and will be staying with them highly recommended!

Bea, SNB Investments

Our insurance plans are flexible, affordable and come with great rewards.

Why Choose Us

We pride ourselves on the quality of our services:

Exceptional service, expert advice

Independent, impartial service

Brokerage tailored to you

Competitive pricing, wide-ranging cover

Here when you need us most